Even in our increasingly digital world, getting car insurance may require a lot of formalities. You will not only need to provide a lot of information to get a quote and ultimately receive a policy, but the insurance company you use will also provide you with several documents when they insure you. What do you need to get car insurance?
What documents are needed for car insurance?
Our state-of-the-art insurance technology speeds up the valuation process to 3 minutes. In fact, the only document you need with aha insurance is your driving license number.
But if you shop the old-fashioned way, you’ll need these documents for car insurance:
- Driving license.
- Current insurance company number and policy.
- Traffic violations in the last 3 years (but not parking tickets).
- Previous claims made in the last 8 years.
- Make, model and year of the vehicle.
Of course, your insurance company wants to know exactly which vehicle is insured. You must have the vehicle identification number (VIN), which is usually located on the driver’s side of the dashboard (the easiest way to see this is to look through the windshield) or inside the driver’s side door frame. Information is also provided in the car title and applicable car insurance policy, if applicable.
You should also know the year, make and model of the vehicle, any security and anti-theft devices and devices in the car that can reduce premium costs and the best estimate of the number of kilometers driven. “Every year I will drive a car. You may also be asked about the date of purchase of the vehicle.
You and your driving record
Information that will be required from you and other drivers in your home includes:
- Progressive licensing deadlines – To calculate premiums, insurance companies need to know which license you have and how long you have a license.
- Driver training – some insurance companies offer a better rate for drivers who have completed accredited driver training in the last three years. The insurance company may ask for a copy of the driver training certificate before issuing the policy.
- Main / main driving dates – This should not be confused with the date the driver or driver receives the driving license. This is the date on which the driver was designated as the main driver in the insurance policy.
- Length of insurance period – the duration of insurance can have a positive effect on the premium.
- Accidents in the last 10 years (with a fault level) – You must list all accidents due to a failure for all vehicles you have driven in the last ten years.
- Suspension of driving license in the last six years – if the driving license has been suspended for a number of reasons, such as driving under the influence of alcohol or drugs, failure to pay any outstanding fees or fines or conviction for a penal code. You will have to replace it as part of the offer.